We provide loans in both California,Florida,Texas and Hawaii
Serving as your loan agent, we offer below market mortgage rates **
No Points, No Cost, No Prepay Penalty for Refinance and Purchase
Conforming (< $417,000)                       Jumbo (>$417,000)
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5.625 % APR 5.625%      30 yr fixed                5.75%      APR6.0%        30 yr fixed
5.25% 
APR5.375%       15 yr fixed                 5.425%      APR5.25%        3 yr ARM
5.0% 
APR5.0%          5 yr ARM                   4.875%       APR5.12%      6 month ARM
4.875% 
APR4.876%     3 yr ARM                   5.625%     apr 5.25%    5 yr ARM ______________________________________________________________________________
**
The above rates are for May 9, 2008 for 0 points. Rates are subject to change. Actual rates depend on income qualification, loan amount, loan to property value ratio, and credit score.   
-  No closing cost 2nd loan
-  Offer referral fee for every referral you bring us!
- We can close purchase loans in 2 weeks.
Other Special loan pregrams available
Serving both as your home-purchase and loan agent, we will give you rebate OR offer you
no closing cost deeply discounted mortgage rates.
Jennifer Bi         M.S. degree
Real Estate Broker

Toll free: (866) 428-3100
Direct: (925) 487-0689
Venstar Investment
Email: jenniferbi8@sbcglobal.net
www.jenniferbi.com